Credit Resources
Federal Law mandates that your credit report be made available to you freely on an annual basis. The three credit bureaus, Experian, Equifax and TransUnion all make your annual reports available at https://www.annualcreditreport.com/cra/index.jsp. You are able to get one free report at a time, but keep in mind your other reports most likely will be reporting data the one you recieved do not.
Your credit report and your credit score are different. FairIsaac Corp developed the FICO score, the most commonly used credit score. The FICO score is a number between 350 and 850 that predicted how likely you are to become 90 days late on a loan. You can purchase your FICO score for all three credit bureaus, or just for one, at http://www.myfico.com.
As credit scores became more and more important to the everyday life, it became apparent that some laws governing the credit bureaus were needed. The Fair Credit Reporting Act (FCRA) is the law that governs the credit bureaus and protects consumers.
Equifax, TransUnion and Experian
The credit bureaus have a lot of helpful information on their sites about credit, and the ability to purchase reports if you have already recieved your free report for the year.
Debt Settlement
If you are interested in debt settlement. Contact J Hass at 774-201-1240
Ox Publishing
Ox Publishing – go to the link below to sign up. Click below for more information.
We are affiliated with a company called Ox Publishing. How this works is that you purchase $295.00 worth of online books and they will give you a credit line for $5000.00, which shows as a revolving line of credit on your report which accounts for 30% of your scores. You have to pay $195.00 upfront then they give you a credit line for the balance of $100.00 which you pay off $20.00 each month for 5 months.
A 10,000 credit line is also available. You would pay $495.00 upfront and pay the balance of $200 in 5 monthly payments. This reports on your credit report to all 3 bureaus until the balance is paid off which should be 6 months. It is backed by the Jamieson Law firm that we are affiliated with. There is no credit check and they do not pull an inquiry on yourcredit report. This is a great quick way to raise your credit scores.
Canton Credit Repair is Certified as a Credit Expert by CreditCRM, the nation's leader in credit certification.